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How to set up UPI on PhonePe app with Debit Card, see the easy process

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PhonePe is very popular today as a digital payments and fintech company, they currently have around 350 million registered users. This platform allows their customer-base to do easy UPI transactions. Apart from this, mobile number recharge and many other services are available under one roof. And now, PhonePe is allowing its online payment service to complete UPI activation through Aadhaar card to reach more users and provide more benefits.

UPI can be activated on PhonePe app through OTP authentication using Aadhaar card

Till now while setting up a UPI account on any payment app like Google Pay, Paytm etc including PhonePe, it was mandatory to provide debit card details to get OTP authentication and to set UPI PIN. In this regard, Indian bank account holders who do not have a debit card were prevented from registering a UPI account. But currently a new Aadhaar-based OTP authentication has been introduced for UPI activation. So that more and more people can become a part of the UPI ecosystem. If you are also thinking of joining digital payment platform and want to set UPI on PhonePe app through Aadhar card then the complete process is given below…

How to activate PhonePe UPI using Aadhaar card

1. To activate PhonePay UPI account using Aadhaar card, first download the app from PlayStore or App Store.

2. Now open PhonePe app and enter your mobile number and get OTP.

3. Now go to the ‘My Money’ page and then tap on the ‘Payment Methods’ option.

4. Here select your bank name and tap on ‘Add Now Bank Account’ option.

5. Now choose which bank account you want to setup UPI with and apply to verify your phone number

6. PhonePe will collect the bank account details based on the information provided by you and link the account selected by you to UPI.

7. Afterwards you can enter your Debit/ATM card details or select the Aadhaar card option to set the UPI PIN.

8. If selecting Aadhaar Card, enter the last six digits. After which you will receive an OTP on your registered mobile number.

9. Enter the OTP received. After this your UPI PIN will be set for PhonePi.

10. You will now be able to use all UPI features like payments and balance check in the PhonePay app.

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